Property Opportunity Loss Calculator
How Much Profit Did You Lose by Waiting?
Singapore condo prices have risen significantly. Find out what your property could be worth today if you had bought earlier.
Calculate Your Missed Gains
Enter details below to see how much your property could have appreciated.
Don't Miss the Next Cycle
The best time to buy was yesterday. The second-best time is today. Speak to our sales team for the latest developer deals.
* Estimates based on URA Private Residential Property Price Index and HDB Resale Price Index data. Past performance does not guarantee future results. Actual gains depend on specific project, unit, and market conditions.
Why Timing Matters in Singapore Property
Singapore's property market moves in cycles. Those who bought at the right time have seen significant appreciation - and those who waited often paid more for the same property later.
Key factors that drove price increases in recent years:
- 2020-2021: Post-COVID demand surge with record-low interest rates
- 2021-2022: Massive price jump - OCR condos up 20%+ in a single year
- 2022-2023: Continued momentum with cooling measures having limited effect
- 2024-2026: Stabilisation at elevated price levels with selective growth
The data shows that waiting rarely saves you money in Singapore's structurally supply-constrained market. Every year you wait is potential profit lost.
How This Calculator Works
We use the URA Private Residential Property Price Index (for condos) and HDB Resale Price Index as reference benchmarks. Your selected budget is treated as the purchase price in your chosen year, and we apply the actual market-wide price growth from that year to 2026.
Individual property returns will vary - prime location condos and well-timed new launches may show even higher returns than market averages.